Save on all African groceries - Build your credit score
Save on all African groceries
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Build your UK credit score while you shop
With GroCred, you don’t have to pay in full. Pay half today, and use your GroCred balance for the rest, Smart split-pay with 0% interest. Every purchase helps build your UK credit score.
It’s balance that works for you, not against you.
Shop smarter. Build credit faster.
With GroCred, you shop for what you need today and pay only half. We cover the other half instantly from your GroCred Balance while every purchase helps build your UK credit score.
Shop and Grow Your Credit Profile
Browse, shop, and build your credit, all in one simple experience.
Start building your UK credit history from day one.- Every purchase you make is securely reported to TransUnion, completely free of charge.
Shop Your Groceries
Essential African Food
Start building your credit with your favorite African groceries
UK-Wide Delivery for just £7.99. Get your order within 3 working days.
How it works
Here’s how your groceries build your credit.
1
Shop with GroCred
Browse and add your groceries to cart — from trusted Afro and UK stores. With your preferred delivery options.
2
Create an Account
Sign up in minutes to build your credit line. Securely connect your bank account and add your payment method to get started.
3
Choose How You Pay
Pay instantly with your card or pay later in 2 easy instalments — both interest-free and credit-building.
Frequently Asked Questions
Everything you need to know about Grocred
How does GroCred work?
How does GroCred help me build my credit score?
Are there any hidden fees or charges?
Why should I use GroCred?
Where does GroCred deliver, and how long does delivery take?
What is GroCred’s return policy?
Can I use my GroCred credit limit in supermarkets around me?
What happens if I default on my payments?
Your next grocery shop could change your credit story
Pay Half. Build Credit. Live Better.